Victor & Co Real Estate
Free tools for your home
Free calculators to buy, sell or invest in property: market rates updated daily from the ECB, costs and taxes explained clearly, no registration.
Buying a home
Mortgage calculator with daily-updated rates
Calculate your mortgage payment, TAN and APR (TAEG) with daily ECB rates: amortization schedule, purchase costs, early repayment and rate simulation.
Open the tool →How much mortgage can I get?
Find out how much mortgage you can get and what home you can afford, from net income, debts and savings. With daily-updated ECB rates.
Open the tool →Costs and taxes for buying a home
Calculate registration tax, VAT, notary, agency and substitute tax: what buying a home really costs, first or second home, from an individual or a company.
Open the tool →Rent or buy: which is better?
Compare renting and buying with a mortgage: net worth after N years, break-even year and cost of capital. With daily-updated ECB rates.
Open the tool →Selling a home
Selling a home: costs, taxes and net proceeds
Calculate what you net selling your home: agency fee, capital gains tax within 5 years, APE (energy certificate), remaining mortgage. Seller's net estimate.
Open the tool →How much is my home worth?
An indicative estimate of value from the neighbourhood and OMI (Italian Revenue Agency) quotations; then a free valuation at our agency.
Open the tool →Market rates (yield curve and €STR) are updated daily from public ECB data; Euribor is the monthly average.